Independent agency · All 50 states
Beyond traditional benefits. Better access to care.
You’ve thought
“There has to be a better health plan solution.”
You were right.
$5,700
Employee Savings
The average employee with a family saves up to $5,700 per year, and even more on their out-of-pocket costs.
16-22%
Average Savings
The average business saves 16-22% on their annual health plan, with renewals less than 3%.
98.4%
Renewal Rate
Virtually all of the businesses and employees that try our solution renew.
0%
Risk from High Claims
Our defined contribution approach eliminates your risk from high claims.
The Problem
Traditional Health insurance is broken. Employers and their employees face a system designed to work against them.
Uncontrollable Costs
Annual increases of 10%+ erode budgets every year.
Claims Risk
You're on the hook for big claims that you can't predict.
One-size-fits-all
A single plan satisfies no one.
Delays & Denials
Up to 35% denial rates and prior authorizations.
Employee Burden
Up to $20,000 out of pocket when employees need it most.
Limited Networks
Employees can't see the doctors they want.
The Solution
Protect employees. Build loyalty. Save money.
Preventive Care
Helps employees get and stay healthy with access to the doctors, prescriptions, and preventive services they want and need.
Cooperative
Protection against big health care expenses and medical events through our member-owned health care cooperative.
Traditional
If an employee wants or needs traditional health insurance, they can add that for their whole family or individual family members.
- Provide a foundational preventive program that covers most of your employees’ health care needs.
- Give your employees access to high-quality health care services they can actually use.
- Still allow employees or their individual family members access to a traditional insurance plan if they need one through an Individual Coverage HRA (ICHRA).
About Us
At Beyond Benefits, we believe employee benefits should do more than check a box. They should support your people, strengthen your business, and make financial sense.
Founded by Kevin Skiffington and Steve Alley, Beyond Benefits was built on a simple idea: employers deserve better than the traditional approach. We take the time to understand each business, challenge the status quo, and find smarter ways to deliver benefits that matter. We pair a relationship-first approach with innovative solutions that give employers more flexibility, transparency, and control.
From alternative to traditional benefit strategies, we build programs around what your people actually need.
Meet the Team
Steve Alley
Co-Founder
Kevin Skiffington
Co-Founder
